Summit Appraisal Services

                                    January 2006

                                                        SINGLE FAMILY

                     FNMA 1004 URAR-Single Family Up to 4000SqFt $350

                     Residence larger than 4000SqFt - call for price

                     FHA Single Family $375

                     Exterior Only  $325

                                                       CONDOMINIUM

                    Condominium $350

                    FHA-Condominium $400

                                             MANUFACTURED HOME

     **Our Company currently does not offer manufactured home appraisals**

                                                    MULTI-FAMILY

                  2-4 Family-w/Net Operating Income Statement/Rent Schedule

                  Duplex $450

                  Tri-plex $475

                  Quad (4) plex $500

                                         MISCELANEOUS REPORTS

Extra Comps W/Photos $75/Comp

Vacant Land W/Subject Photos Only $200

W/Subject and Comp Photos $275

Final Inspection $75

Recertification Letter/No New Comps $100

Update W/Up to 2 New Comps $200

Rent Schedule/NOI (Net Operating Income Statement) $75/Each

All invoices are expected to be paid in full within 30 days of the submittal of the

appraisal. Outstanding invoices may be subject to interest at a rate of 2% per

week after the initial 30 days.